“A statement of values (SOV) is a report that an insured submits to an insurer. It details the amount each property that will be covered under a policy is worth. The insurer then bases the insured's premium on this report. To avoid underinsurance, the statement of...

Learning Objective:  To provide some suggestions on what to consider as part of your schools re-opening plans during and post the COVID-19 pandemic. Many School Divisions are meeting to examine how they can safely re-open their schools now that the Governments and...

As we are deemed an essential service in supporting the banking and insurance sectors, we are still progressing with the completion of appraisals and risk management reporting. We have had to alter our inspection protocols to ensure the safety of our clients and...

During times of crisis, emergencies, or other types of disruption, authorities often order closures of non-essential businesses and services. During these times, essential services are permitted to continue operations.  In fact, they are expected to remain in...

Learning Objective: To discuss the dangers of mixing bleach with other cleaners. The danger of making your own sanitizer can be significant and we thought it timely to send out an Inspection Tip to make sure everyone stays safe. As we navigate our way through the...

In our July 2019 blog we looked at the advantages of a comprehensive Loss Control Report in a hard market. Given the current market conditions for insurance placement, we thought it would be prudent to offer further considerations that may assist you in placing...